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Letter to Congress Regarding the SSI Savings Penalty Elimination Act, March 4 2025

March 4, 2025 

The Honorable Bill Cassidy 
455 Dirksen Senate Office Building 
Washington, DC 20510 

The Honorable Brian Fitzpatrick 
271 Cannon House Office Building 
Washington, DC 20515 

The Honorable Catherine Cortez Masto 
309 Hart Senate Office Building 
Washington, DC 20510 

The Honorable Danny Davis 
2159 Rayburn House Office Building 
Washington, DC 20515 

Dear Senator Cassidy, Senator Cortez Masto, Representative Fitzpatrick, and Representative Davis: 

On behalf of the Committee on Domestic Justice and Human Development and the Committee on Laity, Marriage, Family Life and Youth of the U.S. Conference of Catholic Bishops (USCCB), we write in support of the SSI Savings Penalty Elimination Act. This legislation will provide an overdue update to the Supplemental Security Income (SSI) program’s asset limits by adjusting the amount of money SSI recipients are allowed to save for the first time in decades, indexing it to inflation, and eliminating the marriage penalty. 

The U.S. bishops have long advocated that society should help to ensure a minimum level of security for workers, their families, and persons with disabilities.1 The basic income security offered by SSI helps to do just that. SSI recipients are some of our most vulnerable neighbors – persons who are aged, blind, or disabled and have limited income and resources. Our concern is always with the most vulnerable, which makes the SSI program one of special importance. We must do all we can to strengthen it, so it better meets the needs of those who rely on it for a decent standard of living. 

Current asset limits in the SSI program create a barrier to financial security. They take away the incentive and ability for SSI recipients to build savings, prevent some low-income individuals who are unable to work from becoming eligible for SSI and cause others to lose access to SSI benefits. Raising SSI’s asset limits can increase stability for recipients and help them live in dignity. Furthermore, ensuring that the asset limits keep up with inflation allows the program to be responsive to current economic conditions. In addition to being too low, current SSI asset limits create an economic penalty for marriage. Removing financial disincentives to marriage benefits family formation and well-being. It is encouraging to see this addressed in this bill. 

We encourage you to continue working towards the goal to ensure adequate support for SSI participants and to continue to address marriage penalties in the program, without leaving anyone worse off. The SSI Savings Penalty Elimination Act is a significant step in the right direction. We stand ready to support you moving this forward.

Sincerely, 

Most Rev. Borys Gudziak 
Archbishop of Ukrainian Catholic Archeparchy of Philadelphia 
Chairman, Committee on Domestic Justice and Human Development 

Most Rev. Robert E. Barron 
Bishop of Winona-Rochester 
Chairman, Committee on Laity, Marriage, Family Life and Youth


1Administrative Board of the United States Conference of Catholic Bishops, A Statement to All Generations: Social Security and the Common Good, March 1999. 

2025.03.04 SSI Savings Penalty Elimination Act Letter.pdf

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